The Shocking Truth is that you will only realize 70{7e87a816edf65f9da93b01664c5c34bff00ca8936990ccd6ef6f52443232a6a1} of the value of a traditional health plan.

The reality is that for the small businesses (especially the sole owner type), monthly health benefit plans are designed to yield around 30{7e87a816edf65f9da93b01664c5c34bff00ca8936990ccd6ef6f52443232a6a1} in profit for the Providers when it comes to routine health care expenses. On average, for a small business, you will only get out 70{7e87a816edf65f9da93b01664c5c34bff00ca8936990ccd6ef6f52443232a6a1} of the premiums you put in – the traditional monthly plans are designed that way. And, if you claim more in one year, your premiums or limitations will normally increase to maintain that 70/30 ratio.

A Health Spending Account is a great alternative for entrepreneurs.

In contrast, a Health Spending Account (HSA) is far more cost effective for these routine health care expenses, without the artificial percentage and coverage limitations imposed by the insurance carriers. For example, most monthly health plans cover 80{7e87a816edf65f9da93b01664c5c34bff00ca8936990ccd6ef6f52443232a6a1} for routine cleaning, up to a fixed annual limit per person. HSA’s have no percentage limits imposed – 100{7e87a816edf65f9da93b01664c5c34bff00ca8936990ccd6ef6f52443232a6a1} is covered.

Monthly health plans typically cover only certain services. Few monthly plans cover things like glasses, massage therapy, orthotics, contacts, laser eye surgery, etc. A Health Spending Account allow entrepreneurs’ and their dependents to gain access to a full spectrum of health care services.

The final good news is that Revenue Canada (CRA) allows incorporated Canadian businesses to write-off 100{7e87a816edf65f9da93b01664c5c34bff00ca8936990ccd6ef6f52443232a6a1} of the costs of a Health Spending Account, and all claim reimbursements to employees (and dependents) are completely tax-free.

Is it any wonder that today the majority of small Canadian incorporated businesses are now looking at a Health Spending Account, as either their primary, or secondary form of health coverage.

The bottom-line is that it is more economical to cover the routine costs, and the broader range of health care services through a Health Spending Account. In these situations, the monthly benefits plans are more restrictive, more costly and far less flexible.

A large growth area that is emerging for audio-visual systems is in health care, hospitals and medical field. More and more doctors and other health care professionals are using the interactive nature of videoconferencing to work with more patients, and saving time and travel for both patients and doctors at the same time. Additionally, videoconferencing equipment allows health care professionals to work more efficiently within their own health care systems and regional facilities and allow for faster coordination.

The videoconferencing market in health care facilities is increasing as a result of better videoconferencing equipment, lower costs and increased demand by health care professionals. This is a combination of sharper uses of technology in all aspects of our work lives, and finding better ways to create advantages.

Today, more and more health care agencies and hospitals can use video conferencing equipment and accompanying technology to overcome some hurdles in health care education, management and patient diagnoses.

As the baby boomers of our generation reach their 60s and 70s, there is expected to be a greater demand for health care and health care facilities over the next 10-30 years. And the last few years have helped our older citizens become more comfortable with new technology tools, like laser cameras, internal xrays and more. Adding video conferencing to the mix isnt as great a tech hurdle today as it may have been 5-10 years ago.

Some of the benefits of increased videoconferencing in health care is outlined by research firm Ovum, which talks about the different ways that the technology can be used. Its researcher writes:

Video conferencing solutions must be tailored to a range of different usage scenarios, ranging from disease-specific diagnosis and treatment between a care provider and patient to consultation between professionals. The equipment and networks required will also vary significantly, ranging from high-end telepresence that is reliant on a high-speed broadband connection to simple desktop and laptop services.

Ovum writes that the emotional connection in video conferencing enables physicians to see nuances in patient behavior. Not only that, but video conferencing can connect doctors in remote locations with their colleagues to share knowledge and bring about greater collaboration between physicians with different specializations. All of these benefits can occur in health care as a result of connectivity via video conferencing.

While the researchers maintain that, for patients, face-to-face communications is still a much better overall experience, having video conferencing capabilities can be the next best thing. And were inclined to agree.

Using video conferencing and other means to provide real-time visual collaboration can be a great boon to communications between doctors and patients, as well as between health care professionals.

CCS Presentation Systems is among the largest U.S. audio-visual system integration firms, and one of the leading providers of audio-video products and solutions in the nation. For more information on how CCS can consult with your health care organization on how to bring videoconferencing into the mix of your operations, please contact us at www.ccsprojects.com.

Maintaining a healthy lifestyle involves determination and devotion with an optimistic concept about our life. All we have to do is follow a few simple steps that will improve our health. This should focus on physical, mental, and social well-being. Many factors around us contribute to a healthy lifestyle. Learning to live a healthier lifestyle is simple when we focus on modifying one thing at a time. Small changes can make a big difference in our life.

A balanced diet is essential to lead a healthy lifestyle. Include more fruits and vegetables in the daily diet. Stay away from processed food and junk food. Eat organic fruits and vegetables. Do not prefer a high calorie diet. Talk to a doctor or dietitian for personalized dietary advice that takes into account your health status. Drink at least eight glasses of water a day. Supplying enough water to our body is one of the ultimate efforts for a healthier and happier living.

Exercise at least 30 minutes a day to improve the mental and physical strength. Even modest weight loss can help reduce medical risks. Experimental studies show that regular physical exercises can significantly improve mental health. Cardiac workouts will strengthen the heart and lungs. It involves activities such as swimming, aerobics, walking, and running. Exercise does not essentially indicate joining a gymnasium or club. Even simple activities like everyday job, gardening, and walking can make a difference.

Emotional health plays a big role in a healthy lifestyle. Remember that happy people live longer. Stress can affect our mental and psychological stability by creating an imbalance. Have a positive attitude towards life. Yoga and meditation will help release stress and negative thoughts. Spend some time and energy to improve the quality of your life and living. Avoid unhealthy practices and focus on factors that influence the physical and mental health. Give importance to good and healthy relationships. It will make this world a better place to live.

A healthy lifestyle can increase a person’s longevity. Correct body mass index, balanced diet, and proper fitness plans can make dramatic improvements in your health. Enjoying the life needs a personal effort and motivation. Making enjoyable leisure activities a part of the daily schedule will bring happiness and joy. Everyday living is about keeping the equilibrium of our mind and body. Learning to live a healthier lifestyle is easy when you focus on one small thing at a time.

Too much of anything isnt good for you either. Not all type of food is nourishing. The basic types of foods you should be eating are vegetables, protein, and fruits. Stay away from fruits with lots of sugar. Also, you may get high cholesterol from not picking to eat properly and will cause roughen arteries, which may lead into heart attacks. Not only is it imperative that you watch what you eat but also how much are you eating of it. Anything in excessive is bad for you.

Eating right is the first step to endure a healthy lifestyle. When you dont eat healthy you abstain from getting the appropriate nutrients. Eating properly allows you to gain energy and the strength your body needs. Remember youre what you eat. If you eat healthy you will feel healthy and if you eat unhealthy you will feel unhealthy. The key to eating right is to decide and believe that “You eat healthy”.

Keep in mind its imperative you maintain a sensible diet. Eat from the four food groups. Eat the quantity youre supposed to. Also, exercise about 3 to 5 times a week. This will also help you stay healthy and get fit.

You should always do yearly check up to see how your health is doing. If youre trying to lose weight make sure you consult a doctor and speak about a diet plan. Skipping meals is also not healthy. Youre only depriving your body from sufficient nutrients and you will only allow yourself to feel weak. Drink plenty of water. Keep your body hydrated at all times.

Self-motivation is the key to achieve anything in life. The ability to encourage yourself effectively will help you to reach your goals better than ever before! If your goal is to lose weight, eat right, get fit, etc. Start with a vision. How do you see yourself in the next six months? Give yourself a deadline, write down a plan on how you are going to reach that goal, have the right attitude and reward yourself. These are the basics keys to achieve any goal in life. I leave you with this- having a goal is not enough to succeed, taking action is the key.

ASA Opts for True Customer Service Over Phone Recordings
The Pittsburgh-based health care company Automated Security Alert has a shockingly good record for taking care of their clients. The health care technology company is devoted to keeping senior citizens and physically disabled persons in their own home instead of in assisted living – and their clients have a 46.42{7e87a816edf65f9da93b01664c5c34bff00ca8936990ccd6ef6f52443232a6a1} lesser rate of hospitalization. Far from using only push button medical alarms to care from their clients, they also offer electronically monitored medication dispensers, monitored smoke detectors, fall detectors, and many other advanced products. So for a company that embraces so many forms of advanced technology it is quite surprising to think that they would refuse to use any form of modern technology, but Automated Security Alert has a firm belief that when someone calls them on the phone they owe them the right to speak to a human being. In an era of frustrating and time consuming pre-recorded telephone menus, Automated Security Alert refuses to conform to the idea that people should be forced to communicate their needs to a computerized system. However, this does not only apply to office business hours only, it applies 24 hours a day, 365 days a year. Jason Seyler, director of Life Safety commented on the refreshing policy, -With many companies using Interactive Voice Response technologies, consumers are rarely ever able to speak with a live person during the first few minutes of the call . . . Automated Security Alert does not use these technologies due to the importance of our consumers. Live people answer our phones at all times, day and night. Subscribers can call our office at 1-800-338-7114 at any time with any questions or concerns that they have.- Automated Security Alert, Inc., has provided freedom and security since 1988 to over 60,000 consumers through the use of technology and services that enable seniors, physically-challenged persons and recovering patients to maintain an independent lifestyle in their homes. ASA’s creative, dependable solutions include medical alert systems (-personal emergency response systems-); fall detection systems; and medication management systems, including electronic pill dispensers and monitored automated medication dispensers. For further information, please contact Matthew Couillard at 1.800.338.7114. ——————————————————————————-
Michle Ada,Author of this article.
For further information on Medical Alert Systems and Fall Detection Systems you can contact ASA or call us at 1-800-338-7114

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Employee benefits are a key component to recruiting and retaining the best employees.Employee health benefits are usually treated as a necessary evil and while it may take a huge chunk out of your revenue, the benefits often attract better employees and help retain existing workers. Satisfied, healthy employees are more likely to help your business grow. Instead of eliminating employee benefits, businesses can provide health-care coverage on a budget with a few adjustments. With costs of medical plans escalating and new regulations looming due to health-care reform, businesses of all sizes are scrambling to manage the impact to their bottom lines, while still trying to provide attractive options.

What is the best way for employers to address their health benefits issues?

It is most important for employers to think about health care in terms of value, not cost. Value is the health outcomes achieved for the money spent. Cost includes not only the immediate, short-term costs of treatment but the long-term costs of ongoing care as well as the indirect cost of poor health. Every employer should work with an employee benefits consultant to offer the best possible employee benefits-particularly healthcare benefits.

Employers can also address employee healthcare benefits by sharing information about the benefits in a credible and personal way. They must provide employees a clear picture of what options their companies offer and the reasons why. These communications should include facts such as what percentage of costs the company and employees cover, how costs are growing and affecting the company’s finances, and which plans best support each individual’s situation.

Encouraging wellness is another successful way of addressing health benefit issues.Not only can a successful wellness program keep people away from the doctor and costs down, strong programs build camaraderie and show employees their employer cares. Some companies cover the costs of smoking cessation and weight loss programs, or reward participation in health and risk assessment screenings. To encourage healthy lifestyle choices, employers offer fitness programs and healthy menu choices in company cafeterias, sometimes at lower prices than the less healthy alternatives.

Choosing the partner to help provide excellent employee benefits services for your organization can be tricky. Partner with an expert who can support the company and employees globally through its consulting services. You need a firm that can tailor a benefits package that aligns with your budget amidst a compensation landscape where costs continue to rise.

Know more on : Tax compliance services, ERISA compliance, employee onboarding

There are a growing number of beverages which advertise themselves as healthy drinks. Looking at some of the ingredients included in these beverages most people will find quite a shock. While there is no arguing the ingredients are incredibly healthy, they simply aren’t items typically associated with beverages.

One such ingredient found in healthy drinks is kudzu. Kudzu is a plant that has traditionally been used in Chinese medicine to treat a variety of issues. It has shown to include a number of useful isoflavones which provide anti-inflammatory and antimicrobial properties. It is also been shown to be beneficial in treating migraine and cluster headaches. This particular item is most well-known as a food rather than a healthy drink ingredient because the roots contain a healthy starch and the flowers are often used to make jellies.

A less shocking ingredient found in healthy drinks as honey. Honey has long been known to have a variety of nutritional and medicinal qualities. From a nutritional standpoint, honey contains invert sugar which is excellent at providing instant energy while also acting as a useful food supplement. From a medicinal standpoint, honey has been tied to helping heal wounds, controlling allergies, and including powerful antioxidants that can help kill drug resistant biofilms.

Black garlic is another ingredient commonly found in healthy drinks. While it is not as well-known as the more popular white garlic, it has seen an increase in popularity over the past few years. Garlic becomes Black garlic following a month-long process of fermentation under strictly controlled heat and humidity. There are a variety of potential health benefits that it offers. One such benefit is high levels of S-allylcysteine. While it is found in white garlic, it appears in much higher concentrations in Black garlic. Black garlic also offers antimicrobial and antibiotic properties via its active ingredient allicin.

Ginger has also become more popular in healthy drinks. It not only helps manage the appetite, but also enhances the body’s ability to absorb essential nutrients. Some circles believe that Ginger has the ability to clear micro circulatory channels of the body which is why it is often used to help clear up sinuses. Ginger also has anti-inflammatory properties which can help relieve joint pain.

The final surprising ingredient found in healthy drinks is jujube. Jujube is a unique fruit because there are at least 400 different varieties and each has a distinctive characteristics. For example, some are best to eat fresh while others should be dried. Jujubes are not added to healthy drinks because they have a particularly high level of any particular nutrient, rather they contain a wide variety of different nutrients. Medical studies have shown that it can help lower blood pressure, treat anemia, and potentially inhibit the growth of tumor cells.

For many companies, the decision to use webinars is based on enhancing workflow and cutting cost. It is clear, however, that video conferencing services has many real world applications as well. The most obvious benefits of utilizing these tools are really just the tip of the iceberg. One recent example of this is an undertaking by the National Family Caregivers Association (NFCA) in Suffolk with using webcast to disperse information.

In November, the NFCA in collaboration with Home Instead Senior Care put on free web conferencing. The aim was to help families coping with caring for elderly parents to make decisions and understand potential problems. The 45-minute online conference addressed vital issues and featured well known professionals in the field of senior care.

Senior care is a growing concern in the US. Using webinar software to enhance care and making decisions is a giant step in the right direction. The facilities of a good video conferencing software can also be applied to other areas. These include:

Distance education
Sales team mobilization
Product promotion
Customer service
Staff training
Technical support

Other areas of the health care sector can also be improved by the use of a video conferencing system. Todays web conference systems are pricey as earlier. Providers like RHUB Communications have created products that give any company or organization the ability to be flexible.

The web conference systems today are based on speed, reliability, and enhanced communication. Some of the features of the best web conference services are:

Remote desktop control
Multi-tiered tech support
Recording of conferences or webinars
File transfer and remote printing

A web conference like the one put on by the NFCA creates opportunities for others facing similar situations. Not surprisingly, the decision to have the web conference was largely influenced by the current economic climate.

Users today have the option of hosted services, downloadable software or self hosted, in house solutions. RHUB appliance is an example which many companies find to be preferable to hosted solutions. However, even the most basic web conference systems have helped companies streamline their operations and improve productivity.

This will no doubt set a new trend for other cash strapped communities looking to provide care for the elderly. Special needs organizations, private health care facilities and similar groups could also explore the use of online conferencing for delivery of information.

Risk management in the healthcare industry is essential to ensure the safety of the patients and reduce liability for the institution. Research shows that even now, administrative mistakes and medical negligence still causes many grievances and disputes leading to legal battles.
Devising a good risk management programme and implementing a more strategic approach can save the company a lot of money. When a company is unable to put into practice methods to manage risk, valuable resources may be lost. To achieve and benefit from risk managements procedures, healthcare institutions must fully inform and support their leading managers to be completely aware and proactive in integrating risk thinking into all aspects of their work whether it is in operations, development or performance management.
There are minimum standards for healthcare institutions that have been agreed upon by government bodies to ensure the safety of the patient. However, there are still many cases of malpractice and medical negligence. A strategic and comprehensive risk management programme will aid in greatly reducing these unfortunate occurrences and protect all who work within the institution. It will also improve the standard of the care that is received by the patient and enhance the organisation as a whole helping towards creating a self sufficient business.
For those who already work in healthcare or are interested in a career in this field, there are many sources for you to gain a better understanding of benefits of risk management. There are courses offered by universities that cover extensively topics including standards of healthcare, governance of the Health Care Organisation, general risk management, federal and state laws and ways to integrate patient care with enterprise risk management. All these various aspects need to be taken into account to create a comprehensive healthcare risk management programme.
Various online courses may also be taken advantage of to develop your skills if you already in the healthcare sector. Most of the time, these courses are affiliated with a university and offer recognised certification in risk management. Students who are interested in a career within the healthcare industry can also use this to explore their opportunities in this lucrative segment of the healthcare industry.

Get Ahead Of The Competition
In this competitive world, Healthcare PR is a necessary component of any business related to the medical field. Whether its hospital public relations, a firm of doctors, or a business offering hospital quality equipment, a company must fight for a place in today’s competitive marketplace. Healthcare PR Agencies help a business to communicate, as well as push the public to recognize a medical firm as on par or even superior to its fellow competitors.

Healthcare PR Is Cost Efficient
Advertising is costly. These days it is difficult to know who that target audience is and which advertising will actually reach the intended audience. Public relations campaigns, on the other hand, deliberately reach out to all types of media. They also utilize the external and internal communication. Specialized PR firms seek to get a message to many different people in a variety of up and coming ways, such as blogs and social media, community outreach, advertisements both on and off line, and more.

Stop Controversy Before It Starts
When it comes to public image, business experts agree that the best defense is a good offense. Obviously no medical firm is perfect, and it is not enough to be ready to respond with the facts when the firm’s reputation is questioned. So to earn the good will of the community, hospital public relations agencies ensure that a firm is recognized for the good work that they do. Then, if a controversy arises, the healthcare business or hospital is not condemned by the public court of opinion via the media or potential customers. A health-related business needs to create public trust, and healthcare PR companies often make that happen.

Sustaining a Client Base
Last but not least, healthcare PR Agencies help healthcare businesses to create and maintain a large client base. Using unique techniques to reach the public at large, heatlhcare agencies will always keep the firms name in the mind of the public. Its just too easy to be forgotten, but a good public relations agency wont let your firm lose its client base.